¹Limited time offer. Only new customers approved for an eligible Neo credit card or Neo Everyday account are eligible for referral credits. $50 must be deposited in Neo Everyday account to earn credit. Referred customer must complete the application within 90 days of referral. Offer may be amended or cancelled at anytime without notice.
² Cashback earn subject to monthly spend limit. When monthly spend limit is reached, earn rate decreases for subsequent spending. Spend limit resets monthly. Minimum balance required to earn the highest rate. For more information, visit the Neo app.
³ Average based on current offers at select partners. Cashback may be limited and varies by perks, offer, and partner. Value increase is an average and depends on card use. Offer is subject to the Rewards Policy. Offer may be amended or cancelled at any time without notice.
4 The Neo Everyday and Neo High-Interest Savings accounts are provided by Peoples Bank of Canada, a CDIC member institution, and are eligible for CDIC deposit protection. Deposits held in Neo Everyday and Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.
Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated.
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Get the most competitive cashback rates in Canada, and pocket an extra $25!1
Neo World Mastercard®
STARTING AT2
BOOSTED
GROCERY
RECURRING PAYMENTS
GAS
EVERYTHING ELSE
2%
4%
2%
4%
2%
4%
0.5%
1%
+ EARN AN ADDITIONAL AVG OF 5% CASHBACK AT OUR 10,000+ PARTNERS3
Income requirements:
$50,000 personal OR
$80,000 household
Recommended
for those with
very good credit, 680+
Annual fee: $0
Neo World Elite® Mastercard
STARTING AT2
BOOSTED
GROCERY
RECURRING PAYMENTS
GAS
EVERYTHING ELSE
5%
4%
5%
3%
4%
1%
+ EARN AN ADDITIONAL AVG OF 5% CASHBACK AT OUR 10,000+ PARTNERS3
Income requirements:
$80,000 personal OR
$150,000 household
Recommended
for those with
very good credit , 700+
Annual fee: $125
1%
7%
Neo Mastercard
STARTING AT2
BOOSTED
GROCERY
GAS
EVERYTHING ELSE
1%
1%
4%
0%
+ EARN AN ADDITIONAL AVG OF 5% CASHBACK AT OUR 10,000+ PARTNERS3
Income requirements:
None
Recommended for those with good credit, 640+
Annual fee: $0
1%
4%
Our products are designed to work together. The Neo Everyday account and Neo High-Interest Savings Account do everything your bank does, without charging extra.
Safe
Deposits are eligible for CDIC protection4
Digital access in minutes
Apply online and access your account instantly.
No monthly fees
No minimum balances and free everyday transactions.
Free Interac e-transfer® requests
Send money to friends and family without being charged.
All of the savings. None of the bull.
Earn 3.00% every day with the Neo HISA, with no limited-time offers or promo periods.
Open a Neo Everyday account or a Neo HISA now and get $10 when you deposit $50
GET AN EVERYDAY ACCOUNT
GET A HISA